Helping individuals and families build, protect and preserve wealth through personalized financial strategies. Our team provides guidance in estate planning, wealth transfer, retirement planning and risk management, helping clients navigate life’s most important financial decisions with confidence.
Designing competitive employee benefit programs that help organizations attract, retain and support top talent. We work closely with employers to develop customized benefit strategies that balance workforce needs, organizational goals and long-term financial sustainability.
Creating tailored executive benefit and compensation programs designed to reward, motivate and retain key leaders. From nonqualified deferred compensation plans to executive life insurance and retirement strategies, we help organizations strengthen leadership continuity and succession planning.
Enhancing employee benefit offerings with voluntary programs that provide additional financial protection and flexibility. Our solutions help employees access valuable coverage options while enabling employers to expand benefits without significantly increasing benefit costs.
Creating wealth requires more than saving. It takes a disciplined strategy, informed decision-making, and a clear understanding of your long-term goals. At The Warner Companies, we work closely with individuals, families, executives, and business owners to develop customized wealth accumulation strategies designed to help maximize opportunities while managing risk.
As financial planning professionals, we understand the changing tax laws and how different tax strategies can maximize the use of your resources.
We will work with you in a joint effort with your tax advisor, attorney, accountant, and/or investment advisor to develop a tax-efficient financial plan.
Today's organizations face increasing challenges when it comes to attracting, rewarding, and retaining top executive talent. The Warner Companies' Executive Benefits Services provide innovative, customized solutions that help organizations strengthen leadership continuity, enhance compensation programs, and align executive rewards with long-term business objectives. The company emphasizes organizational strength, continuity, professionalism, reliability, and innovation in supporting its clients.
Although estate and gift taxes may significantly reduce the size of your estate, it is our belief that these taxes may be minimized or even eliminated through proper planning. We provide a reduced comprehensive analysis of your current situation and suggest alternative strategies that may allow your heirs to receive your estate largely intact and reduced bureaucratic red tape.
While The Warner Companies does not offer legal and tax planning services, we do work closely with our clients' estate and tax planning professionals throughout the process.
With the numerous choices in the marketplace today, we realize the importance of a coordinated investment program.
We use a five-step process in providing investment management services:
Protecting one's lifestyle is of major concern to all of our clients. With so many insurance options it is sometimes difficult to decide which is the best for you. Since we represent your interests, not those of the insurance companies, we can offer you unbiased recommendations based solely on your needs and objectives.
Accumulating wealth is only part of the retirement journey. Equally important is developing a thoughtful distribution strategy that helps you efficiently convert retirement assets into sustainable income. The Warner Companies works with individuals and families to create customized qualified distribution plans designed to help increase retirement income while addressing taxes, legacy goals, and long-term financial security.
Our advisors help clients navigate the complexities of retirement distributions by coordinating investment strategies, tax considerations, and income planning into a comprehensive approach tailored to their unique needs.
We design programs for individuals and institutions that will help increase the benefits derived by the donor and the non-profit organization while helping reduce the taxes that would otherwise be lost to the government.
We will work with individual donors to structure planned gifts, and work to provide them with the technical support and creative planning ideas necessary to help them attain their philanthropic goals.
Phone: 410-252-0808
Fax: 410-510-1796
9690 Deereco Road, Suite 650
Timonium, Maryland 21093
© 2026 The Warner Companies, a Foundation Risk Partners Company, All Rights Reserved.
Securities Offered Through M Holdings Securities, Inc. A Registered Broker/Dealer, Member FINRA/SIPC. Investment Advisory Services offered through The L. Warner Companies, Inc., a Registered Investment Advisor. The L. Warner Companies, Inc. is independently owned and operated. The L. Warner Companies, Inc. is a member of M Financial Group. Please go to mfin.com/disclosure for further details regarding this relationship.
Check the background of this firm and/or investment professional on FINRA’s BrokerCheck.
For important information related to M Securities, refer to the M Securities’ Client Relationship Summary (Form CRS) by navigating to mfin.com/m-securities.
Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with, residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.
This site is for information purposes and should not be construed as legal or tax advice and is not intended to replace the advice of a qualified attorney, financial or tax advisor or plan provider.