Customer Privacy of Information Policy
As our customer, you have trusted The L. Warner Companies, Inc. (TWC) to help you achieve financial success and security. To maintain that trust, we are committed to protect the privacy and security of the personal information that we collect about our customers. This notice is intended to help you understand how we collect, handle, and safeguard that information.
We treat the personal information of our customers in a confidential manner. We do not provide any information to unrelated companies for the purpose of marketing their products or services to our customers.
When you establish a relationship with us, you are requested to furnish personal and financial information used to assist in assessing your financial objectives and goals. The information you share with us is often private and confidential, and we are therefore committed to its protection. In addition to the information collected, during the course of our relationship, we may also collect a variety of nonpublic personal information from other sources. The confidential information we collect may include the following:
- Information we receive from you, such as your name, address, social security number, assets, income, investment objectives and other information as required by Industry Regulators.
- Information about your transactions, including balances, portfolio holdings, cash balances, margin balances, and customer statements. Also included may be portfolio evaluations.
- Information we receive from our broker dealer, M Holdings Securities, Inc.; our correspondent clearing broker, Pershing; various fund sponsors; unaffiliated custodians and money managers; your accountant, attorney or other professional obtained by you.
- Medical or health information that you authorize us to receive from doctors, health care providers, and medical vendors in relation to insurance advice and policies.
TWC does not share customer information with any third party other than those that are authorized by you or that are required in order for us to provide services agreed upon by the client, service an account, execute a transaction, or if required to do so by regulation or law. We may share information with our Broker/Dealer, M Holdings Securities, Inc., its clearing correspondent Pershing, a third party money manager or unaffiliated custodian as is necessary to provide advisory services.
TWC has established policies to maintain physical, electronic, and procedural safeguards to maintain the confidentiality of the personal information of our customers. Appropriate measures are taken to ensure that access is available to those individuals who need to know that information in order to provide our products and services.
TWC is committed to keeping your customer information secure, accurate, and current. It is your responsibility to provide accurate information and to update changes to your personal data as necessary. You should contact us with any updates and/or changes required to your personal information.
Your relationship is very important to us and we thank you for the opportunity to serve your financial needs. If you have questions regarding this policy, please contact us at:
9690 Deereco Road
Suite 650
Timonium, MD 21093
410-252-0808
410-252-8965 (fax)
twc@lwarner.com
SMS Privacy Policy
Added 7/14/2025
Foundation Risk Partners, Corp. (“Foundation Risk Partners”) is committed to protecting your privacy. This Privacy Policy (the “Policy”) governs how we treat the Personal Information that we collect and receive from you in connection with your use of the SMS Service (“Service”), which we make available to you through a third-party service provider.
This SMS Privacy Policy is part of our main Privacy Policy, which can be found at:
https://foundationrp.com/privacy-policy/
This Policy is incorporated into the Terms of Service.
By using the Service, you agree to the terms of this Policy. Foundation Risk Partners reserves the right, in its sole discretion, to modify or change this Policy at any time with or without prior notice to you. The date of the last update will be posted at the top of this Policy for your convenience.
“Personal Information” is information that individually identifies you, such as your mobile phone number or user/screen name, as well as any Personal Information that you choose to include in messages you send through the Service.
What Personal Information is Collected About You
Through the use of the Service, Foundation Risk Partners will receive the following information from our third party service provider:
- Your mobile phone number when you send a text message to us.
- The text of messages that you send through the Service.
- Any user or screen name that you select in connection with the Service.
- Comments or feedback regarding the Service.
How Foundation Risk Partners Uses Personal Information
We use Personal Information to:
- Provide you with the Service.
- Process and respond to inquiries.
- Improve the Service.
- Contact you with important announcements or messages.
- Conduct research.
- Provide anonymous reporting for internal and external clients and partners.
Each message sent through the Service is stored on our servers and may be retained. Foundation Risk Partners utilizes servers and services owned by third parties.
Disclosure of Your Information
We will not rent or sell your Personal Information to other companies or individuals unless we have your consent.
We may disclose information when:
- We have your consent.
- We need to enforce our Terms of Service.
- Trusted service providers process information on our behalf.
- Third parties have entered into non-disclosure agreements with us.
- The recipient is a company controlled by or under common control with Foundation Risk Partners.
- Required by subpoena, court order, legal process, or applicable law.
- Investigating suspected fraud, illegal activities, or safety concerns.
- Foundation Risk Partners is involved in a merger, acquisition, or asset sale.
- Information is aggregated and anonymized.
Security
Foundation Risk Partners takes precautions to ensure the security of your Personal Information, including requiring third party service providers to maintain appropriate safeguards.
However, no method of transmission or storage is completely secure, and information transmitted through third party infrastructures may be beyond our control.
We cannot protect information that you voluntarily provide to other users and recommend that you never transmit personal or identifying information through messages.
Opting In
A mobile user may opt-in by:
- Entering a phone number online.
- Sending a Mobile Originating (MO) message containing an advertising keyword.
- Completing a form that includes a phone number.
Opting Out
You may opt out of the Service at any time by texting
STOP or
QUIT to the 10-digit phone number used to message you.
We reserve the right to send certain administrative or service-related communications without offering an opt-out option.
Children
The Service is not intended for children under the age of 13, and Foundation Risk Partners does not knowingly collect information from children under 13.
Children aged 13 or older should not submit Personal Information without parental or guardian permission.
By using the Service, you represent that you are either:
- 18 years of age or older; or
- At least 13 years old and have parental permission to use the Service.
Intended Audience
Foundation Risk Partners requires users of this Service to be residents of the United States.
Questions or Concerns
If you have any questions regarding this Policy, text
HELP to the 10-digit phone number used to message you or visit:
https://foundationrp.com/privacy-policy/
